87jl Terms & Conditions

In these Terms & Conditions, the following definitions apply unless the context expressly requires otherwise:

• "87jl," "we," "us," "our" refers to 87jl Casino and its operating entity, including all officers, employees, agents, and affiliated parties responsible for operating the platform accessible at 87jl.org.
• "Platform" refers to the 87jl website (87jl.org), its subdomains, mobile-optimised interfaces, and all associated products including casino games, sports betting, bingo, and wallet services.
• "Player," "you," "your" refers to any individual who accesses, registers, or uses the 87jl Platform in any capacity.
• "Account" refers to the registered player account created by a Player upon successful registration on the 87jl Platform.
• "Wallet" refers to the PHP-denominated balance held within a Player's Account, used for deposits, wagers, and withdrawals.
• "Bonus" refers to any promotional credit, free bet, cashback, reload offer, or other incentive granted by 87jl to a Player under specific promotional terms.
• "KYC" or "Know Your Customer" refers to the identity and payment method verification process required by 87jl before processing withdrawals.
• "PAGCOR" refers to the Philippine Amusement and Gaming Corporation, the government-owned and -controlled corporation that regulates gaming activities in the Philippines.
• "RA 10173" refers to the Data Privacy Act of 2012, the primary data privacy legislation of the Republic of the Philippines.

By accessing or using any part of the 87jl Platform — including browsing game pages, registering an Account, making a deposit, or placing any wager — you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety, together with the 87jl Privacy Policy and Responsible Gaming Policy, each of which is incorporated into this Agreement by reference.

These Terms constitute the entire agreement between you and 87jl with respect to your use of the Platform and supersede all prior communications, representations, or agreements, whether oral or written, relating to the same subject matter.

Access to and use of the 87jl Platform is restricted to individuals who meet all of the following eligibility criteria:

1. Age: You must be at least twenty-one (21) years of age. The legal minimum age for casino-style gambling in the Philippines under applicable PAGCOR regulations is 21 years. 87jl strictly prohibits access by minors. If you are under 21, you must not attempt to register or access the Platform in any capacity.
2. Jurisdiction: The Platform is primarily intended for residents of the Republic of the Philippines. Players accessing the Platform from jurisdictions where online gambling is prohibited or restricted do so entirely at their own legal risk. 87jl accepts no responsibility for any legal consequences arising from access in restricted jurisdictions.
3. Legal Capacity: You must possess the full legal capacity to enter into a binding agreement. Persons who have been declared legally incompetent or who are acting under any form of court-imposed legal restriction are not eligible to use the Platform.
4. No Prior Exclusion: You must not be subject to any self-exclusion, voluntary exclusion, or regulatory exclusion order issued by 87jl or by any Philippine gambling regulatory body, including PAGCOR.
5. Non-Employee: Current employees, contractors, directors, officers, and immediate family members of 87jl and its affiliated entities are not eligible to hold a Player Account or participate in real-money gaming on the Platform.

4.1 Registration. To access real-money gaming features on the 87jl Platform, you must create an Account by providing accurate, complete, and current information, including a valid email address, a unique username, and a strong password. You are responsible for maintaining the confidentiality of your login credentials. 87jl is not liable for any loss or damage arising from your failure to maintain Account security.

4.2 One Account Per Person. Each natural person is permitted to register and maintain only one (1) Account on the 87jl Platform. The operation of multiple Accounts, whether using different email addresses, different device identifiers, or any other method of circumvention, constitutes a material breach of these Terms and will result in the suspension or permanent closure of all associated Accounts, with forfeiture of any bonus balances.

4.3 Accurate Information. You warrant that all information provided during registration and throughout your use of the Platform is true, accurate, and complete. You agree to promptly update your Account information if any details change. Providing false, misleading, or fraudulent information is a material breach of these Terms.

4.4 KYC Verification. Before processing any withdrawal from your 87jl Wallet, you will be required to complete KYC verification by providing:

• A valid, government-issued Philippine identification document (e.g., PhilSys National ID, passport, driver's licence, SSS/GSIS ID, voter's ID, or PRC ID);
• A selfie holding the identification document, as instructed by the verification system;
• Proof of payment method (e.g., screenshot of your registered GCash or Maya account confirming ownership), where applicable.

4.5 Verification Timeline. KYC reviews are processed within 1–3 business days under normal circumstances. 87jl reserves the right to request additional supporting documents if the initial submission is insufficient or if enhanced due diligence is required. Withdrawals will remain on hold until verification is complete.

5.1 Accepted Payment Methods. 87jl accepts deposits and processes withdrawals via the following Philippine payment channels: GCash, Maya (formerly PayMaya), GrabPay, QR Ph, InstaPay, PesoNet, BPI, BDO, Metrobank, 7-Eleven CLiQQ, and Credit/Debit Card. Payment method availability may vary based on transaction volume, account verification status, and geographic location within the Philippines.

5.2 Currency. All transactions on the 87jl Platform are processed exclusively in Philippine Peso (PHP / ₱). No foreign currency accounts are offered. No currency conversion fees are applied by 87jl.

5.3 Minimum Deposit. The minimum single deposit is ₱100.00. Minimum deposit amounts may vary by payment method. 87jl reserves the right to adjust minimum deposit thresholds upon notice.

5.4 Withdrawal Processing. Withdrawal requests are processed as follows, subject to KYC verification being complete:

• GCash / Maya / QR Ph: Typically processed within 5–15 minutes during operational hours.
• InstaPay / PesoNet: Typically processed within 30 minutes to 2 hours during banking hours.
• BPI / BDO / Metrobank Bank Transfer: Typically processed within 30 minutes to 4 hours during banking hours (Monday–Friday, excluding Philippine public holidays).

5.5 Withdrawal Fees. 87jl does not charge processing fees on withdrawals for fully verified Accounts. Third-party payment provider fees, if any, are outside 87jl's control and may apply independently.

5.6 Anti-Money Laundering. 87jl is obligated to comply with Philippine Anti-Money Laundering Act (AMLA) requirements. Withdrawals must be returned to the same payment method used for the corresponding deposit where technically feasible. 87jl may request additional documentation for large or unusual transactions as part of AMLA compliance. Suspicious transactions will be reported to the relevant Philippine authorities as required by law.

5.7 Declined Transactions. 87jl reserves the right to decline, delay, or reverse any deposit or withdrawal if there are reasonable grounds to suspect fraud, money laundering, breach of these Terms, or any other irregular activity.

6.1 General Bonus Terms. All bonuses, promotional credits, free bets, cashback offers, and other incentives offered by 87jl are subject to the specific terms published alongside each individual promotion, including wagering (turnover) requirements, minimum odds, eligible games, and expiry periods. These Terms constitute the general framework; specific promotion pages govern individual bonus conditions.

6.2 Wagering Requirements. Bonus funds cannot be withdrawn as cash until the applicable wagering requirement has been met in full. Wagering requirements are calculated as a multiple of the bonus amount (e.g., a 10x wagering requirement on a ₱500 bonus requires ₱5,000 in qualifying wagers before withdrawal). Only qualifying wagers on specified games contribute toward wagering requirements.

6.3 One Bonus Per Transaction. Unless expressly stated otherwise, only one bonus may be applied per deposit transaction. Players may not combine multiple active bonuses simultaneously unless explicitly permitted in the relevant promotion terms.

6.4 Bonus Abuse. 87jl actively monitors accounts for bonus abuse, including but not limited to: creating multiple accounts to claim the same promotion, systematically placing low-risk offsetting bets to guarantee bonus release, and exploiting promotional structures in a manner contrary to their intended spirit. 87jl reserves the right to void bonuses, cancel associated winnings, and suspend Accounts where bonus abuse is detected.

6.5 Bonus Expiry. Unless stated otherwise in specific promotion terms, all bonus credits expire within seven (7) calendar days of being credited to your Account if wagering requirements are not met within that period. Expired bonus funds are automatically removed from your Wallet without compensation.

6.6 Right to Modify. 87jl reserves the right to modify, suspend, or terminate any promotion at any time, with or without prior notice, where necessary to protect the integrity of the promotion or the Platform. Players with active bonuses at the time of a promotion's termination will be given reasonable opportunity to complete outstanding wagering requirements.

7.1 Game Rules. Each game available on the 87jl Platform is governed by its own set of rules provided by the respective software provider. It is your responsibility to read and understand the rules of any game before placing real-money wagers. 87jl is not responsible for losses resulting from a Player's misunderstanding of game mechanics.

7.2 Random Number Generators. All RNG-based games (slots, virtual table games, e-games) use certified random number generators that have been independently tested and audited for fairness by accredited third-party testing laboratories. The outcomes of these games are mathematically random and cannot be predicted or influenced by 87jl or any player.

7.3 Live Dealer Games. Live dealer games stream real-time card, dice, or roulette outcomes from licensed studio facilities. Outcomes are determined by physical elements captured on camera — no manipulation of live dealer results is technically possible or permissible.

7.4 Return to Player (RTP). The theoretical RTP (Return to Player) for each game is determined by the software provider and is publicly accessible from within each game's information panel. The existence of a house edge means that, statistically, the Platform retains a portion of all wagers placed over time. RTP figures represent long-term mathematical averages, not guaranteed per-session outcomes.

7.5 Technical Malfunctions. In the event of a technical malfunction, system error, or communication failure that affects the outcome of a game round, 87jl reserves the right to void the affected game round and return all wagers to the Player's Wallet. "Malfunction voids all pays" is an accepted industry standard applied by 87jl. No claims shall arise from a voided game round.

7.6 Disputed Outcomes. If you believe a game outcome is incorrect, you must contact 87jl customer support within 72 hours of the disputed event, quoting the game title, round ID or transaction reference, and the date and time of the dispute. 87jl will investigate using server-side game logs, which constitute the definitive record of all game outcomes. The decision of 87jl following such investigation is final, subject to applicable Philippine consumer protection law.

The following conduct is strictly prohibited on the 87jl Platform. Any Player found to have engaged in prohibited conduct is subject to immediate Account suspension, forfeiture of all balances, and referral to appropriate Philippine law enforcement authorities where applicable:

• Registering more than one Account per person;
• Providing false, fraudulent, or misleading personal information during registration or KYC;
• Using the Platform while under 21 years of age, or assisting a minor in accessing the Platform;
• Using automated bots, scripts, artificial intelligence systems, or any automated means to interact with the Platform, including placing wagers, navigating the lobby, or circumventing security measures;
• Colluding with other players, 87jl employees, or third parties to gain an unfair advantage in any game;
• Exploiting software bugs, game glitches, or Platform vulnerabilities — any such discoveries must be reported to 87jl support immediately, not exploited;
• Using stolen, fraudulently obtained, or unauthorised payment credentials to fund your Wallet;
• Money laundering, structuring transactions to avoid reporting thresholds, or using the Platform for any purpose that violates Philippine AMLA or applicable financial crime legislation;
• Engaging in harassment, abuse, threats, or offensive communication directed at 87jl staff or other players via any Platform communication channel;
• Attempting to reverse-engineer, decompile, disassemble, or otherwise derive the source code of any part of the 87jl Platform;
• Accessing another player's Account without authorisation;
• Any conduct that 87jl, in its reasonable discretion, determines to be harmful to the integrity, security, or reputation of the Platform or its player community.

All content, materials, software, trademarks, logos, game assets, design elements, and technology comprising the 87jl Platform are the intellectual property of 87jl or its licensed third-party suppliers and are protected under applicable Philippine and international intellectual property laws.

By using the Platform, you are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal, non-commercial gaming purposes as contemplated by these Terms. This licence does not permit you to:

• Reproduce, copy, or distribute any Platform content for commercial purposes;
• Create derivative works based on any 87jl intellectual property without express written consent;
• Use 87jl's trademarks, logos, or brand names without prior written authorisation;
• Frame or mirror the Platform on any third-party website.

All rights not expressly granted under this licence are reserved by 87jl.

10.1 Platform Availability. 87jl does not warrant that the Platform will be available at all times without interruption, error, or delay. Planned maintenance, emergency downtime, or third-party service disruptions may affect access. 87jl is not liable for any loss arising from Platform unavailability.

10.2 Financial Losses from Gambling. By using 87jl, you acknowledge that gambling involves the risk of financial loss. 87jl is not liable for any losses you sustain through participation in games or sports betting on the Platform. You are solely responsible for all wagering decisions made with your Account.

10.3 Cap on Liability. To the maximum extent permitted by applicable Philippine law, 87jl's total aggregate liability to you under or in connection with these Terms, whether in contract, tort, negligence, or otherwise, shall not exceed the total amount deposited by you into your 87jl Wallet in the thirty (30) calendar days immediately preceding the event giving rise to the claim.

10.4 Consequential Loss. 87jl shall not be liable for any indirect, incidental, special, punitive, or consequential loss or damage, including loss of profits, loss of data, business interruption, or loss of opportunity, even if 87jl has been advised of the possibility of such loss.

10.5 Third-Party Services. The 87jl Platform integrates with third-party payment processors (GCash, Maya, BPI, etc.) and game software providers. 87jl is not liable for failures, delays, or errors on the part of these third-party services, except where such failure is directly attributable to 87jl's own negligence.

11.1 Commitment. 87jl is committed to promoting responsible gaming practices among all players on the Platform. We recognise that for some individuals, gambling can become problematic, and we take our duty of care to players seriously.

11.2 Age Restriction. The Platform is strictly restricted to persons aged 21 and above. 87jl employs technical and procedural controls to prevent underage access, and all players are required to verify their age as part of the KYC process.

11.3 Player Tools. The following responsible gaming tools are available to all registered 87jl players from within Account Settings:

• Deposit Limits: Daily, weekly, and monthly deposit caps that you can set and adjust (reductions take effect immediately; increases require a 24-hour cooling-off period);
• Session Time Reminders: Configurable alerts that notify you of time spent on the Platform during a single session;
• Reality Checks: Periodic on-screen notifications displaying your net gaming activity over a defined period;
• Self-Exclusion: A temporary (minimum 6 months) or permanent self-exclusion option that immediately blocks access to your Account and all gaming features.

11.4 Problem Gambling Support. If you believe your gambling is becoming a problem, we strongly encourage you to use the self-exclusion tool and seek professional help. 87jl's customer support team is trained to assist players in activating responsible gaming tools at any time, including outside regular business hours via live chat. For additional support resources, please visit our Responsible Gaming page.

12.1 Termination by Player. You may close your 87jl Account at any time by contacting customer support via live chat. Prior to closure, all pending withdrawals must be processed and all applicable wagering requirements resolved. Closing an Account does not remove any legal obligations you owe to 87jl.

12.2 Suspension by 87jl. 87jl reserves the right, in its sole and reasonable discretion, to suspend or permanently close any Account without prior notice in cases including, but not limited to:

• Breach of any provision of these Terms & Conditions;
• Suspected fraud, money laundering, or criminal activity;
• Failure to complete KYC verification within a reasonable timeframe;
• Account inactivity for a continuous period of 12 months or more;
• Regulatory or compliance requirements mandating account closure.

12.3 Consequences of Termination. Upon Account closure — whether initiated by you or by 87jl — any real-money Wallet balance (excluding bonus funds and associated winnings derived from unfulfilled bonus conditions) will be returned to your verified payment method within a reasonable processing period. Accounts closed due to breach of these Terms may have balances forfeited in whole or in part, as appropriate to the circumstances.

87jl processes your personal data in accordance with the Philippine Data Privacy Act of 2012 (RA 10173) and applicable implementing rules and regulations issued by the National Privacy Commission (NPC). The collection, use, storage, and disclosure of your personal data are governed by the 87jl Privacy Policy, which is incorporated into these Terms by reference.

By registering an Account and using the 87jl Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy, including for purposes of account management, KYC verification, AMLA compliance, fraud prevention, and personalised service delivery.

For the full details of how 87jl handles your data, your rights as a data subject under RA 10173, and how to exercise those rights, please read the complete 87jl Privacy Policy.

87jl reserves the right to amend, update, or replace these Terms & Conditions at any time. Material changes will be communicated to registered players via email notification to the address registered with your Account and/or by prominent notice on the Platform, with a minimum of seven (7) calendar days' advance notice before the changes take effect, except where immediate amendment is required by applicable law or regulatory direction.

Your continued use of the 87jl Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with any amendment, you must close your Account before the changes take effect.

The version date at the top of this page indicates when these Terms were last updated. 87jl recommends that all players review these Terms periodically.

15.1 Governing Law. These Terms & Conditions, and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

15.2 Dispute Resolution. In the event of any dispute, claim, or controversy arising from or relating to your use of the 87jl Platform or these Terms, both parties agree to first attempt resolution through good-faith negotiation. Players are encouraged to contact 87jl customer support in the first instance.

15.3 Jurisdiction. If a dispute cannot be resolved through good-faith negotiation, you agree to submit to the exclusive jurisdiction of the appropriate courts located in the Philippines for the resolution of any legal proceedings. Nothing in this clause limits 87jl's right to seek emergency injunctive relief before any competent court.

For questions, complaints, or clarifications regarding these Terms & Conditions, please contact the 87jl support team through the following channels:

• Live Chat: Available 24/7 via the chat widget on the 87jl Platform. This is the fastest way to reach our team.
• Email: [email protected] — responses within 24 business hours.
• Support Hours: 00:00 – 23:59 PHT (UTC+8), every day of the year.